| Offered at: | (B) |
|---|---|
| Credit point(s): | 1 |
| Offerings: | Trimester 1 |
| EFTSL value: | 0.125 |
| Previously coded as: | MAF208 |
| Unit chair: | D Thomson |
| Prerequisite: | MAA103, MAF101 |
| Corequisite: | Nil |
| Incompatible with: | Nil |
| Contact hours: | 1 x 2 hour lecture, 1 x 1 hour workshop per week |
| Note: Online teaching methods require internet access. Please refer to the most current computer specifications. | |
Content
Bank Management combines the theory of financial intermediation with practical details of the structure, operation and management of financial institutions. The management of financial institutions has become increasingly challenging in the current competitive environment. The rapid pace of change in the financial system through forces such as deregulation, advances in technology and product development continually change the financial landscape and the risks for all participants in it. The financial system has seen failures of financial institutions in the wake of the global financial crisis and significant regulatory change, such as the adoption of deposit insurance in Australia. This unit provides a broad overview and a theoretical framework for the structure, operation and behaviour of financial institutions. In particular, it appraises the risk-management business of authorised deposit-taking institutions. The regulatory environment and the factors that influence existing financial structure are outlined to ensure that the importance of statutory and prudential guidelines governing financial institutions is understood. A range of issues affecting financial institution performance and management are discussed with emphasis placed on operational risk management corporate governance and sustainable practices. The central issues of financial institution management, namely decisions on asset and liability management, liquidity, security portfolio management, the role of capital and the credit and loan portfolio are taught. The course concludes with a discussion on bank safety and stability.
Assessment
Written Assignment (Group/2-3 Students) 1500-2000 words (per student) 20%, Test(s) (monthly) 20%, Examination 2 hours 60%, Hurdle requirement: achieve at least 50% of the marks available on the examination.
Unit Fee Information
| Student Contribution Rate* | Student Contribution Rate** | Student Contribution Rate*** | Fee rate - Domestic Students | Fee rate - International students |
| $1178 | $1178 | $1178 | $2386 | $2562 |
* Student contribution rate for Commonwealth Supported students who commenced studies from 2010
** Student contribution rate for Commonwealth Supported students who commenced studies from 2009
*** Student contribution rate for Commonwealth Supported students who commenced studies from 2008
Please note: Unit fees listed do not apply to Deakin Prime students.